How will “The search of the day” today improve my life? July 2, 2021

For you to benefit more from your membership in the Monday Morning Program, we are introducing a new feature. We call it “Search of the day”, and you can look up the suggested term. That will focus on the most relevant posts selected from the hundreds which we have published previously. It will cost you […]

Joe Biden’s impact on our investing. Survey results

Greetings everyone, Again, a sincere thank you to all those who took the time to respond! On Friday, June 11, 2021, we asked our members and subscribers: “What impact will Joe Biden as U.S. president, have on our investing?” You can see the results below. Choice Percentage Good 24.1% Bad 17.2% Neutral 37.9% I don’t […]

How to invest a sizeable amount for growth with markets at all-time highs

Many of our members will either sell their business/practice and/or inherit a significant amount. They face the challenge of investing this money when the markets are at an all-time high. Uninvested money loses its purchasing power because of inflation. At the rate of inflation that North America has had over the last three decades (around […]

How much to save for assured, comfortable retirement?

Which will it be? On March 11, 2019, we discussed judgement-based and rules-based  investing.   As much as possible, we should rely on rules. Judgement-based buy or sell decisions are wrong half the time. Below, you can read some of the rules which investors should take into account when planning their retirement. YOU NEED TO LOGIN […]

You can equal the market, the best investment. You can’t beat it.

The chart above shows a list of common investments. Note that at the top of the list, global equities are the only example that actually generates wealth (most of the time). All the others depend on the greater fool theory. Buyers expect a greater fool to come along and take the investment off their hands […]

Painful truths about stock market investing; how to avoid them.

After the 1929 crash, it took the market 14 years to break even. The 2008 market crash wiped out 12 years’ worth of gains. After taxation and inflation, bonds have negative returns most of the time. Yet, from 1969 to 2009 (40 yrs.), government bonds outperformed the stock market. Outperformed only by 0.6% but still, […]

De gustibus non est disputandum plus covered calls for income this week

Wanting to celebrate a special event, a couple went to their favourite high-end restaurant and ordered dinner and a $1000 bottle of wine. They raved about how exquisite it was! Worth every penny! It turned out that the waiter had made a mistake and brought them a $30 bottle of wine! Draw your own conclusions. […]

Can the hopes of the average investor be realized?

Would the average investor be satisfied with a 6% annual return? Is that a modest rate of return? Is a 6% annual return realistic for the average investor? Not a hope in hell! 17 trillion dollars are invested at negative interest rates today. Much of that is smart money. That means that putting money in a […]

All the news that is fit to print, plus some not so fit

“We do God’s work”, claimed Lloyd Blankfein of Goldman Sachs which has paid billions (that’s a “b” not an “m”) in SEC fines for a long list of crimes. At Monday Morning, “We do useful work” as our testimonials prove. A sincere welcome to our new members! Embrace our investing habits and grow rich. All […]

Experts’ forecasts; well reasoned, well written and pointless

Money lost can be regained; time lost is lost forever.  To save time, the Monday Morning Program offers abstracted investment education. It also offers techniques for making money investing and regaining any money lost. The table below is a market forecast summary for the decade, made by seven recognized organizations of experts. The forecasts range […]