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Last Friday, December 18, we surveyed our members with the two issues below.
Poll results
| Which statement do you agree with more? | |
| I want to pay off my student loan before I start investing. | 44.4% |
| Investing while carrying a student loan can get good risk-adjusted results. | 55.6% |
| When I graduated, my student loan was: | |
| Over $200,000 | 6.3% |
| Under $50,000 | 93.5% |
| How long ago did you graduate? | |
| Less than 5 years ago. | 12.5% |
| More than 20 years ago | 87.5% |
This survey shows that at 12.5%, the people who could use Monday Morning services the most, are underrepresented. I would encourage our members to let younger friends and colleagues know about the Monday Morning program.
They can get a great deal of useful investing education at no charge.
This survey also shows that the cost of a university education has escalated at an enormous pace, significantly above the rate of inflation. Responsible thought leaders call it an indictment on the US and the Canadian governments. We at Monday Morning agree.
We also feel that with the lowest borrowing costs in history, investing while carrying a student loan can get good risk-adjusted results if done the Monday Morning way. Investors with a low risk tolerance capacity might not be interested in borrowing to invest, nevertheless, they can still do well.
A sincere thank you to all who participated.
We have designed the Monday Morning Millionaire Program to offer abstracted investment education. Over the last two decades, the program has outperformed over 90% of portfolios, including professionally managed ones.
The program does not provide any investment advice or endorsements.
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