How to make $2,921,610.87 effortlessly! Avoiding the true cost of many things.


On average, people pay $500 a month to finance a car.

Over the last 200 years, the stock market as represented by an exchange-traded fund which tracks the S&P 500, has averaged 10% annually (not inflation adjusted).

Over the course of a 40 year career, $500 a month invested the Monday Morning way will produce — please make sure that you are sitting down;


Somebody is making money. Is it the car owner?

Borrowing money at low cost to invest in appreciating assets can make sense. Most established companies generally issue bonds which is how companies borrow.

Borrowing money to invest in depreciating assets will lead to poverty in old age. Those who are on that path need to get off it as quickly as possible.

It is never too late to do the right thing.

With the habits of the Monday Morning Program, luck hardly matters.

Good luck!


We have designed the Monday Morning Millionaire Program to offer abstracted investment education. Over the last two decades, the program has outperformed over 90% of portfolios, including professionally managed ones.

The program does not provide any investment advice or endorsements.

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Dr. Milan Somborac

The Monday Morning Millionaire Program supports do-it-yourself (DIY) investors which I have been for over 50 years. About my team and me