How to do better than over 90% of investors!

The percentage of people who invest in the stock market varies among countries. It ranges up to nearly 60% in the United States.

If you do an Internet search for “Percentage of investors who underperform the market” you will find that the track record is terrible. Over a 15 year period, more than 90% of investors, including professionals, underperform the market as represented by the S&P 500. Wall Street wins every time.

As we frequently state, historically, 1.) over the long term, 2.) properly selected US market index exchange-traded funds, 3.) held in tax-advantaged accounts, 4.) in an appropriate asset allocation, have been the investors best way for growing savings and are likely to remain so for many years.

Please note “…the investors best way for growing savings…”. Review our recent post about risk.

With the habits of the Monday morning program, luck hardly matters.

Good luck!


We have designed the Monday Morning Millionaire Program to offer abstracted investment education. Over the last two decades, the program has outperformed over 90% of portfolios, including professionally managed ones.

The program does not provide any investment advice or endorsements.

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Dr. Milan Somborac

The Monday Morning Millionaire Program supports do-it-yourself (DIY) investors which I have been for over 50 years. About my team and me